wills &

estate planning

Thinking about your own death or disability is not pleasant; this may be why so many people put off estate planning.  Many people may think that estate planning is only for the wealthy.  This is another reason why so many hard working people have not given estate planning much thought.  For whatever reason, putting off estate planning is a gamble with your family’s future at stake. 

Estate planning is not just for the wealthy, while one goal of estate planning is to avoid hefty estate taxes for those with wealth, that is but only one aspect of a well thought out estate plan.  Estate planning also allows for your loved ones to either carry on your affairs in the event of your disability or wind up your affairs in the event of your death with relative ease.

A basic estate plan will protect real and personal property, designate health care and financial decision-makers, ensure access to medical information and records, inform health care providers and your loved ones of your wishes with regard to certain medical decisions and designate guardians for minor children.

A proper estate plan can provide for your loved ones in a more efficient manner by avoiding guardianship during your lifetime, as well as probate, estate taxes and unnecessary delays and expenses at death.  Once your estate plan is in place, you will have peace of mind knowing that you have provided for yourself and your family in case the worst happens